Ready to take the plunge? Dive in! Preparing to Buy Loan pre-approval is the first step in the home-buying process. It is ideal to get pre-approved by a lender to help understand what you can afford and where to begin your search.     First Time Buyers There are all sorts of first-time buyer programs out there. If you are a first-time buyer I will help you find a program that suits you.     Put Jen To Work If you are too busy to search on your own, or still aren't sure what you are looking for...give me a buzz and I can help.     Steps You Will Take My role, as your realtor, is to guide you through the home buying process, get the answers you need to make the best decisions and ensure you are comfortable with every step along the way. Here is an overview of the home buying process*: 1.  Have a lender pre-approve you for a loan to determine your price range. 2.  We begin the search for the perfect home. 3.  After you find a home you love, we draft an offer or a purchase contract. 4.  After the seller reviews the offer, they may counter with a different price or other changes to the contract. 5.  After both the buyer and the seller agree on the terms of the contract, the contract is sent to escrow to hold to ensure that both parties perform all the items necessary to fulfill the contract. 6.  Once the paperwork is in escrow, title work is ordered to ensure that there is nothing that would hinder the exchange of the property. 7.  Simultaneously the financing is processed with your lender. 8.  Once all the items in the contract have been fulfilled the loan documents are returned to the lender, the funds are transferred to finalize the purchase, and the transfer of ownership is recorded. 9.  You get the keys and begin moving in!     * Note: These are not all inclusive, but meant to illustrative.